OUR TEAM
One team behind your deal, end to end.
SimpleCREDIT is a full-stack direct lender. Underwriting, structuring, and closing all happen in-house — so every loan is handled by the same team that decides and funds it, across every asset class and region we lend in.
Nationwide
Lending coverage
46
States served
$250K–$50M+
Loan sizes
5–7 Days
To close
HOW WE WORK
Every function that funds your loan, under one roof.
We don’t hand your file down a chain of outside vendors. Each of these desks works your deal directly — that’s how we hold same-day term sheets and 5–7 business-day closings.
In-House Underwriting
Credit decisions are made under our own roof — no outside committees — so approvals and terms move on our timeline, not a third party's.
Loan Structuring & Capital Markets
We structure each transaction around the property, business plan, and exit, then match it to the right capital across our lending programs.
Nationwide Loan Officer Coverage
Loan officers across every region we lend in, so you work with someone who knows your market and your asset class.
Closing & Title Coordination
Hands-on coordination with title, appraisal, and counsel to hold clean 5–7 business-day closing timelines.
Borrower & Broker Support
A dedicated point of contact for borrowers and brokers from the first call through payoff — with same-business-day responsiveness.
COVERAGE
Loan officers in every region we lend.
We lend nationwide across the United States — excluding Alaska, Hawaii, North Dakota, and South Dakota — with market-specific underwriting in every region. Tell us where your deal is and we’ll connect you with the right person for it.
Northeast
Serves
New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, Rhode Island
Mid-Atlantic
Serves
Maryland, Virginia, Washington DC, Delaware, Pennsylvania
Southeast
Serves
Florida, Georgia, North Carolina, South Carolina, Tennessee, Alabama
Midwest
Serves
Illinois, Ohio, Michigan, Indiana, Wisconsin, Missouri
Southwest
Serves
Texas, Arizona, New Mexico, Oklahoma, Nevada
West
Serves
California, Oregon, Washington, Nevada, Arizona, Utah, Colorado
WORKING WITH OUR TEAM
Questions about our team.
Read about some of our most frequent questions. If you can't find the answer you're looking for here, feel free to send us a message or a mail.
BOOK A CALLYou'll work directly with a dedicated loan officer, backed by our in-house underwriting and structuring desks. You get direct access to the people who decide, structure, and fund your loan.
CONTACT US
Talk to a lending expert.
Share your deal details and one of our lending experts will be in touch immediately.
- 1
Send us the scenario
The property, the amount you need, and your timing.
- 2
Get same-day terms
Indicative terms, often the same business day.
- 3
Close in 5–7 days
We lend our own capital, so we hold the date.