RESIDENTIAL INVESTMENT
Financing built for residential investors.
Flexible financing for real estate investors acquiring, renovating, constructing, refinancing, or holding non-owner-occupied residential properties.
Residential Investment Programs
Choose your loan program.
Why Us
One lender for every residential strategy.
Whether you're flipping, building, holding for cash flow, or refinancing a portfolio, SimpleCREDIT is a direct lender across the full residential investment lifecycle.
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Fix & Flip Loans: Short-term financing for acquiring and renovating residential investment properties intended for resale.
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Ground-Up Construction Loans: Financing for new residential construction, including land acquisition, horizontal work, vertical construction, and structured construction draws.
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Residential Bridge Loans: Flexible short-term capital for acquisitions, delayed sales, transitional properties, refinancing, and time-sensitive closings.
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DSCR Rental Loans: Long-term rental-property financing based primarily on the property's cash flow rather than the borrower's personal income.
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Portfolio & Blanket Loans: Consolidated financing for multiple residential rental properties under a single loan structure.
Additional residential scenarios may include heavy rehabilitation, fix-to-rent, build-to-rent, mid-construction completion, short-term rentals, and cash-out refinancing.
By The Numbers
Simply qualify and get moving immediately.
LOAN SIZE
$500K–$30M
12 month-to 30 year terms
LEVERAGE
Up to 80% LTC · 75% LTV (ARV)
PROPERTY TYPES
1-4 unit residential
RATE STRUCTURE
Floating bridge · Fixed DSCR
Submit Your Deal (10 minutes)
Tell us about the property and your investment experience.
Get Term Sheet (Same day)
We review the numbers and issue your approval terms immediately.
Close & Fund (7 days)
We handle title and appraisal fast so you can move on the deal.
Frequently Asked Questions
Have questions about our residential investment loans? We're here to help you understand the process and get you started quickly.
BOOK A CALLMost borrowers receive an indicative term sheet the same business day. Send us the property address, purchase price, and your plan for the property.
CONTACT US
Let's fund your next investment.
Send us the address and your plan — we'll come back with terms, often same day.
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Send us the scenario
The property, the amount you need, and your timing.
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Get same-day terms
Indicative terms, often the same business day.
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Close in 5–7 days
We lend our own capital, so we hold the date.
Prefer to submit by email? Send your deal summary and available supporting documents to deals@simplecredit.com.