Commercial Real Estate Programs
Choose your loan program.
Why Us
Direct capital for complex commercial deals.
Commercial transactions rarely fit a standard box. SimpleCREDIT underwrites the asset and the business plan, so we can structure financing traditional banks won't.
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Commercial Bridge Loans: Short-term financing for acquisitions, recapitalizations, maturing loans, transitional properties, and time-sensitive transactions.
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Commercial Construction Loans: Financing for ground-up development, substantial rehabilitation, expansion, and major redevelopment of commercial properties.
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Commercial Acquisition Loans: Purchase financing for stabilized or transitional commercial real estate assets.
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Commercial Value-Add Loans: Capital for renovations, tenant improvements, lease-up costs, property upgrades, and repositioning strategies.
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Commercial Refinance & Cash-Out: Financing to replace existing debt or access property equity for improvements, acquisitions, operating capital, or other business purposes.
Eligible Property Types
- Industrial
- Office
- Retail
- Mixed-Use
- Self-Storage
- Warehouses
- Distribution Facilities
- Light Manufacturing
By The Numbers
Simply qualify and get moving immediately.
LOAN SIZE
$500K–$250M
12–24 month terms
LEVERAGE
Up to 80% LTC · 75% LTV
PROPERTY TYPES
Office, retail, industrial, mixed-use
RATE STRUCTURE
SOFR + 575 bps (floating)
Submit Your Deal
Share the property details and your business plan.
Get Term Sheet
We evaluate the asset and issue your approval terms.
Close & Fund
We manage title and appraisal to close on your timeline.
Frequently Asked Questions
Have questions about our commercial real estate loans? We're here to help you understand the process and get you started quickly.
BOOK A CALLMost sponsors receive an indicative term sheet within a few business days. Send us the property details, requested loan amount, and your business plan.
CONTACT US
Let's finance your next project.
Tell us about the asset and a lending expert will tailor terms to your plan.
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Send us the scenario
The property, the amount you need, and your timing.
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Get same-day terms
Indicative terms, often the same business day.
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Close in 5–7 days
We lend our own capital, so we hold the date.
Prefer to submit by email? Send your deal summary and available supporting documents to deals@simplecredit.com.


